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Scheherazade in Blue Jeans
freelance alchemist
I wish I had a big Monster House done stamp. *nods* Right now, I… 
30th-Mar-2006 06:23 pm
Hearth
I wish I had a big Monster House done stamp. *nods*

Right now, I would be stamping it on one of our few remaining debts. Well, not remaining, after today.

DONE!

/echoey voice

And that's the fourth in the last thirty days. And two more, and possibly a third, are getting the done stamp as soon as the tax return kicks in.

Yeah. Want to know how we'll be able to manage living without my salary? We've been paying my entire salary plus $200 a month to aggressively obliterate debt. Dude, I have spreadsheets and Plans and stuff. *sage nod*

So yeah. We've gotten rid of hundreds of dollars in monthly payments in the past month, and we're getting rid of more Real Soon Now - the two that'll be disappearing? The minimum payment on each is $15, and we've been paying $150 each just to get them gone. After the tax return gets here? Frees up $300/month.

And we're paying off Elayna's flute, too.

I could talk about this for hours, the way I've micromanaged this, shifted the money around. You have no idea how much of this I've gotten rid of in the past year. No idea. To get to the point where we don't need my salary. And we're almost there. :)

I deserve chocolate. Fortunately, chocolate exists. The Scholar sent me three bars of dark chocolate - mm! - and Adam bought me a Vosges Red Fire bar. (You know you're a regular at the specialty kitchen and food store when, upon entering, the owner says "Oh, the chocolate your wife likes came in!" And the guy gave him a free creme brulee mix.)

DONE!
Comments 
30th-Mar-2006 11:38 pm (UTC)
I could talk about this for hours, the way I've micromanaged this, shifted the money around. You have no idea how much of this I've gotten rid of in the past year. No idea. To get to the point where we don't need my salary. And we're almost there. :)

So you were looking for something to write about, eh? :) Write this bit. My life is a financial clusterfuck so anyone's "how I'm getting me and mine out debt" tale is bound to fascinate me. And I'm endlessly curious to begin with.
30th-Mar-2006 11:44 pm (UTC)
Isn't it such a *wonderful* feeling, to bitchslap your debts to the curb?
30th-Mar-2006 11:46 pm (UTC)
Sweet! *high-five*
30th-Mar-2006 11:46 pm (UTC)
Beautiful to hear. So THAT'S what you've been up to: fighting the good fight and staying the good long battle. Your credit score will thank you. (I was in my own version of debt for much of the past two years that I finished paying off within the last two months. BOO-YA! (See, I can be echo-y, too...)

So that's one more Good Thing Done for you. Can I have chocolate in your honor? ;-)
30th-Mar-2006 11:46 pm (UTC)
I mean, MAY I have chocolate? Yes, my inner Grammarian even bitch-slaps me... :-p
31st-Mar-2006 01:37 am (UTC)
Actually, my credit score's been thanking me for years! I have impeccable credit. Someone else, on the other hand, fell into that trap *hard*... *looks upstairs, clears throat meaningfully*

Boo-ya to you! Yes, have chocolate!
31st-Mar-2006 02:03 am (UTC)
Ah, thanks for the (as Cajun Man'd say) clarificay-shee-yone. Good on you.

I actually have a choice of chocolate: Ghiradelli squares or a Cadbury Creme Egg!
30th-Mar-2006 11:49 pm (UTC)
I remember that feeling. It's an incredible high. You rock, girl!
31st-Mar-2006 02:10 am (UTC)
w00t!
31st-Mar-2006 09:01 am (UTC)
Go you! Last March fizzy_oh and I finished paying off our debts. It was a 5 year plan, with spreadsheets and everything. Our dream was to move back to Scotland, me to do a job I love (I hated my job down south) and for hubby to do a degree in physiotherapy. So here we are living the dream. We have moved to Royal Deeside in Scotland in July last year, I am a support worker which I love and fizzy_oh is retraining as a physiotherapist. It is fantastic, well worth 5 years of hard work. So hang in there it is the best feeling ever.
31st-Mar-2006 12:58 pm (UTC)
Yay! Congrats. :)
31st-Mar-2006 09:07 am (UTC)
Yay! I managed to clear my debts last December, after saving every spare cent for a year and a half....it's a great feeling to suddenly be in a position where you can spend your income on nice things without feeling guilty! Congratulations!
31st-Mar-2006 01:02 pm (UTC)
Well, it's less about being able to get nice things than it is being able to afford rent and utilities with me not working. :) But yes, we do have a miniature luxuries budget for stuff like fancy candy bars... because self-deprivation is psychologically Bad.
31st-Mar-2006 02:13 pm (UTC)
Well, I guess my luxury is buying myself a treat from time to time, whereas your luxury will hopefully be being able to not work. And I'm totally with you on the self-deprivation thing, although it sounds like you have it covered - at least when it comes to chocloate!
1st-Apr-2006 01:17 pm (UTC)
Hooray!

I envy the ability to work slowly like so. Gold stars all around. 'Specially on your forehead. :-)
27th-Apr-2006 05:19 pm (UTC)
It's *frustrating* - but necessary!
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